Want to join us?
You’re in luck because switching couldn’t be easier!
In fact, we can do the legwork for you, including contacting your current fund to cancel your cover.
But before we get into the detail, please check you’re eligible to join the Nurses & Midwives Health family.
You are? Great – read on!
Switching is easy as...
Key intel for switchers
They only apply:
- to services you aren't covered for at your current fund
- to services you have a lower level of cover for (e.g. going from excluded to covered)
- if you lower your Hospital excess when you join us (including moving to a zero excess).
If you’ve served your waits and switch to the same or a lower level of cover with us, waiting periods won’t be an issue for you. Just make sure you join us within 60 days of leaving your previous health fund.
When you cancel your cover, your current fund sends us a Transfer Certificate (also known as a Clearance Certificate). It’s a record of your health cover, and we use it when we set up your membership.
We can contact your current fund to request a Transfer Certificate on your behalf. All you need to do is complete the transfer section of our online join form, or provide your current health fund details if you’re joining over the phone or in person.
If we’re not the health insurance for you, just let us know within 30 days of joining. We’ll cancel your membership and provide a full refund (provided you haven’t made any claims).
Get 1 month free* cover
When you join with Hospital & Extras cover by 30 November. Plus, skip the 2 & 6 month waits on things like general dental, optical and chiro*. Enter promo code 'ONE' when you join online.
Terms and conditions
*Eligibility criteria and conditions apply. Offer is available to new members who join Nurses & Midwives Health with Hospital & Extras cover, or StarterPak (Basic Plus) before 30 November 2023. One month free health cover applies after the first premium payment has been received. Two and six month waiting periods are waived on Extras services only. Enter the promo code ‘ONE’ when joining online. See full terms and conditions