Student Dependant Information

At the start of every academic year we ask you to update your dependant’s details to confirm whether they can remain covered on your policy as a student dependant.

My dependant is still studying

Your dependant can stay on your membership as a student dependant if they are aged under 25; a full-time student, apprentice or trainee; and not married or in a de-facto relationship.


Update your dependant’s details instantly through Online Member Services:




Or complete the web form here

My dependant is no longer studying

Is it time to get their own cover?


If your dependant is no longer eligible to remain on your membership as a student dependant, then it’s time for them to consider their own cover. If they join within two months of coming off your membership, we’ll give them their second month free. Conditions apply, see terms and conditions below. If you'd like us to get in touch with them to discuss their options, please complete this form.



Not ready to leave the nest?


If your dependant is no longer a student, you may be able to keep them on your membership by upgrading to Extended Family cover. Your dependant can stay on Extended Family cover until their 25th birthday, provided that they are not married or in a de-facto relationship. To get a quote on Extended Family Cover, visit the Live Quote Tool.

I’m already on Extended Family cover

Your dependants can be covered under Extended Family until their 25th birthday, as long as they are not married or in de-facto relationships. If one of your dependants stops studying, we ask that you contact us to confirm that you want them to be covered under Extended Family.

My dependant is turning 25

Once your dependant turns 25, it’s time for them to consider their own cover. If they join within two months of coming off your membership, we’ll give them their second month free. Conditions apply, see terms and conditions below. If you'd like us to get in touch with them to discuss their options, please complete this form.

Ex-dependant offer: Terms and conditions


  1. Ex-student dependants receive one month free cover plus we will waive the 2 & 6 month waiting periods on Extras.

  2. This offer is only available to ex-student dependants who have been removed from their parent’s existing Nurses & Midwives Health membership who take out their own membership within two months of being removed from their parent’s membership.

  3. The new member must select a Direct Debit payment plan.

  4. One month’s free cover is applied to the second month of the new membership, upon successful receipt of the new member’s first contribution payment.

  5. If there is a gap in cover over two months, all waiting periods must be re-served.

  6. Waiting periods for any benefits not covered on the ex-dependant’s parent’s cover will still apply.

  7. To retain any loyalty benefits accrued, the new membership must start from the day after the student was removed from their parent’s policy.

  8. The offer does not apply to Ambulance only policies.