Private health insurance is split into two types: Hospital cover and Extras cover. You can purchase the covers separately or as a combined package depending on your health needs and budget.

Depending on the cover you choose, you can access numerous advantages including:

  • your choice of doctor or health care specialist
  • a private room where available in an extensive network of private and public hospitals
  • avoiding public hospital waiting lists for elective surgery (if specified in the level of cover you choose)
  • benefits for Extras services such as dental, optical, chiro, physio, podiatry and remedial massage (not generally covered by Medicare)
  • peace of mind in the event of unexpected medical expenses.

Why Private Health Insurance?

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Lifetime Health Cover

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Medicare Levy Surcharge

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Australian Government Rebate

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