Good health (and flexibility!) starts with Basic Extras
To stretch your health dollar a little further, Basic Extras lets you use your benefits on things you need the most. Enjoy a flexible yearly limit on popular services like physio, remedial massage and psychology. You'll also get additional limits for essential services like optical and dental, plus a Healthy Lifestyle benefit (think gym membership) to improve a health condition, including your mental health.
Add Hospital cover for the bigger stuff
While we’re talking health, for more control if any bigger issues crop up, why not add our Basic Hospital (Basic Plus) cover? It’s an affordable option that lets you choose your doctor, be covered in a private hospital for a few services, and in a public hospital for many more.
(On top of this, getting Hospital cover may also help reduce any Lifetime Health Cover loading that you’d otherwise have to pay once you’re over 31.)
Joining is as easy as...
1. Choosing the cover that's right for you. (As health cover can be hard, why not book a callback and we can talk you through everything?)
2. Joining online or over the phone in as little as 7 minutes.
3. That's it! And if you switch from another fund, we'll even contact your old health fund for you.
Join by 31 July and skip the 2 & 6 month waits*
Join with Hospital & Extras or Extras-only cover and skip the usual 2 & 6 month waits on everyday Extras. That means you can claim on things like general dental, optical, chiro and physio right away!
Why Nurses & Midwives Health?
We’re for the carers
As the health insurance for nurses, midwives and their families, you’re at the heart of everything we do.
We’re for members, not profit
We’ve always given more back to members as benefits than the industry average.
We’re for care when you need it
As a private patient you can choose your doctor and avoid long public hospital waits (phew!).
We’re here for good
We’re part of Teachers Health, Australia’s largest industry health fund with over 70 years’ experience.
^ As at 1/4/25 for Single, NSW, $500 excess, 24.288% rebate and no LHC loading. Price varies based on cover, state, Government rebate and LHC loading..
* Eligibility criteria and conditions apply. Offer is available until 31 July 2025 to i) new members who join Nurses & Midwives Health with Hospital & Extras cover, or with a combined cover, or with Extras cover only, and ii) current members of Nurses & Midwives Health who upgrade their Extras Cover to a higher level of cover, or add Extras to their existing Hospital cover or Ambulance cover, and iii) a spouse or dependant who is added to an existing Nurses & Midwives Health policy. Two- and six-month waiting periods are waived on Extra services only, after the first contribution payment has been received. Click here for additional terms and conditions.