Extras cover changes
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .
Change your cover or compareBenefit improvements for StarterPak (Basic Plus) cover
From 1 April 2024, you'll get better benefits for:
Optical
The annual limit for optical is increasing from $165 to $180.
|
Description |
Annual limit |
|
Annual Limit |
Increasing to $180 per person with a $360 family limit |
Physiotherapy, exercise physiology, chiropractic, osteopathy
The benefit for 7 or more visits is increasing from $32 to $40.
|
Description |
Benefit |
Annual limit |
|
Visits 1-6 |
$40 |
$400 per person/$800 per family^ (sub-limits apply) |
|
Visits 7+ |
$40 |
^This is a combined annual limit for physiotherapy, exercise physiology, chiropractic and osteopathy.
Natural therapies
The benefit for natural therapies is increasing from $34 to $36.
|
Description |
Benefit |
Annual limit |
|
Natural therapies (remedial massage, acupuncture, chinese herbal medicine consultations, myotherapy) |
Increasing to $36 |
$200 per person/$400 per family |
Note: benefits are for face-to-face consultation only. No benefits for remedies, medicines or food preparation.
General dental
The benefit for item number 121 (topical application of remineralising agent - one treatment) is increasing from $25 to $27.
|
Description |
Benefit |
Annual limit |
|
Item 121 (topical application of remineralising agent - one treatment) |
Increasing to $27 |
$500 per person, $1,000 per family |
Psychology
Counselling
A new benefit for recognised counsellors has been introduced under psychology.
|
Description |
New benefit |
Annual limit |
|
Initial consultation |
$50 |
$300 per person, $600 per family* (sub-limits apply) |
|
Subsequent consultation |
$45 |
Find out more about who are recognised providers, how to find them and how to claim.
Psychology group therapy
The benefit for a psychology group therapy session is increasing from $12 to $20.
|
Description |
Benefit |
Annual limit |
|
Psychology – group therapy |
Increasing to $20 |
$300 per person, $600 per family (sub-limits apply) |
*This is a combined annual limit for psychology and counselling.
Healthy lifestyle
Flu vaccine
After a successful trial in 2022 and 2023, the flu vaccine is now a permanent benefit as a sub-limit within the healthy lifestyle benefit.
|
Description |
New benefit |
|
Flu vaccine |
$30 |