Hospital cover FAQS

Hospital cover FAQS

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* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in . Please note that our prices will increase from 1 April

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What's are the changes to Hospital covers?

There are two key changes that will impact members – standard clinical categories and Gold/Silver/Bronze/Basic product categories.

  • Standard Clinical Categories

To make it easier for members to understand their cover, the Government is introducing standard clinical categories that come into effect on 1 April 2019. Each clinical category has a defined scope of cover, and a list of treatments that are included.

View the categories here.

  • Gold, Silver, Bronze, Basic product categories

All hospital products will be classified into one of the following categories: Gold, Silver, Bronze or Basic. For each category, there are a minimum number of clinical categories that must be covered.

More information can be found here.