Extras cover changes

Extras cover changes

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* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in . Please note that our prices will increase from 1 April

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New for 2020

Benefit increases to Top Extras, Essential Extras and StarterPak, happened on 1 April 2020*.

Top Extras

Here's what changed on 1 April 2020:

  • Major Dental (crowns) – the benefit for item 671 went from $630 to $730, and item 672 from $650 to $750.

  • Occupational Therapy (group therapy) – this new benefit includes group sessions like social skills training, rehabilitation/therapy groups and paediatric groups. The benefit is $20 per session with an annual limit of $300 (a sub-limit of the overall $500 limit for Occupational Therapy).

  • Healthy Lifestyle – this benefit went from 75% to 100% of the cost (to a maximum of $200 per year). 

  • Artificial Aids and Appliances – higher sub-limits on the below items to support members through stressful health incidents. To claim, complete and submit an Aids and Appliances form.

Description

Benefit

Current limit

Limit from 1 April 2020

Crutches / wheelchair hire

75% of cost

$140

$200**

Medical wigs – chemotherapy / alopecia

75% of cost

$350

$400**

Bra after mastectomy

90% of cost

$350

$400

 

Essential Extras

These increases took effect on 1 April 2020:

  • Podiatry – we know you spend a lot of time on their feet, so we raised the annual Podiatry limit from $200 to $300.

  • Healthy Lifestyle – we increased the amount you can claim from 75% to 100% of the cost (to a maximum of $150 per year). 

StarterPak

From 1 April 2020 you got an increase on:

  • Healthy Lifestyle – we’ve increased the amount you can claim from 75% to 100% of the cost (to a maximum of $150 per person and $300 per family each year). 
Have Hospital cover?
Have Hospital cover?

Changes include a simpler Access Gap scheme, and no excess for kids on certain levels of cover.

FAQs: October 2020
FAQs: October 2020

For info on 1 October 2020 premium increases, check out these Frequently Asked Questions.